1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

① The Defendant entered into the instant insurance contract with the Plaintiff on August 13, 2007, and received hospitalization and outpatient treatment on the grounds of two copies from December 22, 2008 to May 10, 2016, 14,266,289 won in total pursuant to the said insurance contract terms and conditions, following the Plaintiff’s receipt of insurance money from the Plaintiff pursuant to the said insurance contract. ② The Defendant entered into the instant insurance contract as the insured to secure the death, injury, disease, etc. of his body at the time of entering into the instant insurance contract, and the seven of the insurance contracts remains valid, and no dispute exists between the parties, or all of the arguments stated in subparagraphs A2 through 5 are acknowledged in full view of all the purport of oral arguments.

In light of the fact that the Plaintiff, at the time of entering into the instant insurance contract, provided a reduction or false notification of the details of the insurance purchased by the Defendant or the details of the treatment received by the Defendant, and that the Plaintiff bought a number of insurance products with similar contents while paying excessive insurance premiums compared to the Defendant’s revenue level, the instant insurance contract was concluded for the purpose of illegitimate acquisition of the insurance money, and is null and void in violation of good customs and other social order stipulated in Article 103 of the Civil Act, and that the Defendant’s insurance amount equivalent to KRW

The following circumstances, which are acknowledged as comprehensively taking account of Gap evidence No. 6 and Eul evidence No. 1 in the above evidence, i.e., the defendant, from around 1991 to the present time, was mainly engaged in the insurance products of school life insurance as an insurance solicitor of the school life insurance company (hereinafter only referred to as "school life insurance"), and ② As a result, the remainder except three of the insurance products as stated in the attached Table No. 1 to which the defendant subscribed is all.