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(영문) 서울남부지방법원 2015.08.27 2014가합115590
채무부존재확인
Text

1. The plaintiff is based on the insurance contract stated in the attached Table No. 1 with respect to the accident described in paragraph 2 of the attached Table.

Reasons

1. Facts of recognition;

A. On February 29, 2012, the Plaintiff entered into an insurance contract described in attached Table 1 (hereinafter “instant insurance contract”) with the deceased C (hereinafter “the deceased”).

The instant insurance contract was terminated on October 1, 2013 due to the delayed payment of the deceased’s insurance premium, and was restored on January 17, 2014.

At the time of the subscription and restoration of the insurance contract of this case, the insurance solicitor of the deceased was a male-child job D.

B. The main contents of the instant insurance contract terms relating to the instant case are as follows.

Article 18 (Reasons for Not Payment of Insurance Money) (2) of the General Terms and Conditions (Reasons for Not Payment of Insurance Money) (2) Unless otherwise agreed, the company (Plaintiff) shall not prevent the insurance money concerned when any ground for paying the insurance money under Article 16 (Types and Grounds for Payment of Insurance Money) occurs due to the following acts for the purposes of occupation, duties or club activities:

(hereinafter “Exemption from Liability”)

1. Professional light, Bangladesh's operation, Scar;

In this case, in the event that the type of insurance money of Article 1 (Types and Grounds for Payment of Insurance Money) of the General Terms and Conditions for the Guarantee of Death of Sccuscushion and Dock Haggle dies, the amount of insurance coverage under this Special Terms and Conditions (1) If the insured (the insured) dies as a direct result of the injury during the insurance period of this Special Terms and Conditions, the following amount shall be paid to the beneficiary as the insurance money.

(3) For the purpose of this special agreement, the term "injury" means an injury sustained by a person due to any sudden and incidental accident which happens during the insurance period.

C. On July 1, 2013, the Deceased took part in the Escoo-dong Association with the scood ice from summer in 2012, and joined the Escoo-dong Association.

On March 29, 2014, the deceased arrived at a scoodide with members of male-gu D and Escood's club in order to conduct scood's ice, together with members of the Escood's club.

The Deceased.

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