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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. The Plaintiff received a loan from the Defendant with the introduction of Drum F Co., Ltd. (hereinafter “E”), and decided to purchase used cars (hereinafter “instant automobile”) from E as the loan.
B. On September 8, 2017, business employees G, a partner company of the Defendant, visited the Plaintiff with the documents necessary for loans, and the Plaintiff signed a written agreement and a special agreement on the payment of loans to the Defendant’s transfer of the following terms and conditions to the International Association (J) account in the name of G, a partner company of the Defendant, to the Plaintiff.
(hereinafter “instant loan agreement”). A vehicle information model: Cchloros (4 households)-C250d, annual installments: 2016, vehicle price: 57,200,000, vehicle number: terms and conditions of loan: 62,00,000, interest rate: 13.9% per annum: 36 months in installments, such as the equal of principal and interest, and the first installment: 2,16,003, the first installment: 2,035,332, and the first installment: September 8, 2017;
On September 8, 2017, L, an employee of the Defendant, confirmed the Plaintiff himself/herself by posting a telephone to the Plaintiff on September 8, 2017, and confirmed whether the instant loan agreement was directly prepared, details of the relevant loan, etc.
After collecting various documents, such as a certificate of personal seal impression and resident registration certificate, a copy of identification card, and a certificate of eligibility for health insurance from the Plaintiff, the Defendant wired KRW 62,00,000 to the above account in the name of G in accordance with the special agreement on the payment of the above loan. On September 22, 2017, the transfer of ownership was completed in the name of the Plaintiff around September 22, 2017.
[Reasons for Recognition] The Plaintiff asserted that the documents related to the loan of this case were forged, without dispute, Gap evidence Nos. 1, 3, 5, Eul evidence Nos. 1, 2, 5, and 13.
However, in full view of the fact that the Plaintiff stated that the Plaintiff signed and sealed the instant loan-related documents through a preparatory document dated September 3, 2018, the instant loan agreement, etc. is deemed to have been concluded.