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(영문) 서울북부지방법원 2015.09.11 2015나30754
신용카드이용대금
Text

1. Revocation of a judgment of the first instance;

2. The Defendant’s KRW 15,194,468 among the Plaintiff and KRW 14,106,238 among the Plaintiff, May 2014.

Reasons

1. The facts of recognition are destroyed and reissued by a credit card (credit card No. B) issued on March 25, 2010 on or around March 19, 2010 by the Defendant as a member of the Plaintiff Company (former any of the credit cards Co., Ltd.), and around April 1, 2010, the credit card No. 1 issued on or around March 25, 2010.

5. 4. The fact that another credit card (credit card No. C) was issued with an additional credit card No. 1 and the fact that the credit card No. 14,106,238,230, fees 940,930, overdue interest 147,30, the total amount of KRW 15,194,468, and the fact that the overdue interest rate to be determined by the credit card company pursuant to Article 15(6) of the Credit Card Use Clause is 24% per annum can be acknowledged by the respective entries and the entire purport of pleadings as stated in subparagraphs A through 5, 12, and 15.

2. According to the above facts, the Defendant is obligated to pay to the Plaintiff damages for delay calculated at the rate of 24% per annum, which is the overdue interest rate from May 14, 2014 to the date of full payment, for the amount of KRW 15,194,468, and the principal amount of KRW 14,106,238, which is the following day of the above base date.

Therefore, the plaintiff's claim of this case is accepted on the ground of its reasoning, and the judgment of the court of first instance which has different conclusions is unfair, and it is so decided as per Disposition by cancelling this and ordering the payment of the above money.

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