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1. The plaintiff's defendants according to the insurance contract stated in the attached Table 2 due to an accident described in the attached Table 1.
Reasons
1. Basic facts
A. On June 24, 2013, the deceased C (hereinafter “the deceased”) entered into an insurance contract with the Plaintiff, an insurance company, as the insured, as indicated in attached Table 2 stating that the insured shall pay KRW 150,000,000 when he/she died of an injury (hereinafter “the instant insurance contract”).
B. Of the terms and conditions of the insurance community of this case, the main contents pertaining to this case are as follows.
In the event that the insured dies as a direct result of the injury during the insurance period of this Special Terms, the company will pay the following amount to the beneficiary as insurance money.
Where a kind of insurance money, the amount of insurance covered by this special agreement, is dead, the amount of insurance covered by this special agreement - The term "injury" means injury sustained by a person due to a sudden and incidental accident which occurred during the insurance period.
C. On November 28, 2015, the Deceased was suffering from usual depression, but was found to have died in a state where the Cheongju-si, the Cheongju-si, the Cheongju-si, the Cheongju-si, reported the expansion from the Dagsan-gu, the Cheongju-si, the Cheongju-si
(hereinafter “instant accident”). D.
The Defendants are legal successors, who are beneficiaries of death insurance money, as their children.
[Ground of recognition] Facts without dispute, Gap 1, 2, 3 evidence, Eul 2 evidence, the purport of the whole pleadings
2. The parties' assertion
A. Although the Defendants, the heir of the Plaintiff, claimed the Plaintiff for the accident resulting in death in the instant insurance contract, there is no evidence to deem that the Deceased died of the direct result of the bodily injury caused by a sudden and unexpected accident, which is the cause for the payment of the injury death in the instant insurance contract, and there is no possibility that the accident was intentional. Therefore, the Plaintiff’s liability for the payment of the injury death in the instant insurance contract is nonexistent in relation to the instant accident.
B. The Defendants were breathed while under influence of alcohol.