1. The defendant shall pay to the plaintiff KRW 61,940,189 as well as KRW 40,90,00 among them, per annum from March 5, 2019 to the day of full payment.

Comprehensively taking account of the respective descriptions and arguments in Gap evidence 1 through 4, Eul loaned 40,90,000 won to the defendant on March 7, 2016, at the interest rate of 27.9% per annum and 12 months after maturity. After September 27, 2017, the plaintiff transferred the above loan claim against the defendant to the plaintiff on September 27, 2017. The plaintiff notified the defendant of the assignment of the above loan around March 26, 2018 upon delegation of the authority to notify the assignment of the assignment of the credit from D and as of March 4, 2019. As of March 4, 2019, the defendant's obligation to pay the principal and interest amount of KRW 61,940,189 (= principal amount of KRW 40,90,000,000) (interest rate of KRW 43,533,174 won until September 22, 2017).

Therefore, the Defendant is obligated to pay to the Plaintiff damages for delay calculated at the rate of 27.9% per annum from March 5, 2019 to the date of full payment, with respect to the above KRW 61,940,189 as well as the principal KRW 40,90,000, which is the last interest calculation day.

(B) The Defendant submitted a written reply to the effect that it is necessary to know the specific grounds for calculation. However, the Plaintiff’s claim amount of this case from March 7, 2016 to March 4, 2019, is an amount of KRW 13 million, which is less than the principal and interest calculated at the rate of 27.9% per annum from March 7, 2016 to March 4, 2019. If the Defendant repaid a larger amount of money than this, the Defendant did not appear in the pleading without submitting any materials despite the need to prove its assertion. Thus, the Plaintiff’s claim of this case is reasonable, and thus, it is so decided as per Disposition.