A defendant shall be punished by imprisonment for not less than one year and six months.

Punishment of the crime

In order to stabilize the residence of homeless workers, the Ministry of Land, Infrastructure and Transport operates the system of lending the entire housing loan to workers who borrow the entire housing loan from the National Housing Fund at a rate lower than the market interest rate without securing the entire housing loan from the market.

The loan hub knew that the financial institution entrusted with the business related to the loan of the entire house loan for workers only formally examines the loan and provides the loan to the tenant and the lessor with the intent of raising the loan of the employee house loan for the street, and accordingly, according to the order of the total account book of the loan blicker, the loan-to-house loan is made by falsely recruiting the loan title holder to apply for the loan of the employee house loan under the name of the disguised company as if the loan holder had worked as an employee, and makes false employment-related documents such as a certificate of employment, detailed statement of payment, income tax collection certificate, etc. under the name of the disguised company as if the loan title holder had worked as an employee, and separately recruit the lessor to recruit the house owner who will act as a false lessor, and separately recruit the certified intermediary to prepare the written contract of the lease loan for the house, and then prepares the written contract of the lease for the house, as if it actually entered into the contract of the lease for the house loan between the false lessee and the fraudulent lessor, and submits the written contract for the lease and the loan for the house loan for workers in the name.

Accordingly, E is a loan hub, F is responsible for providing false lessees with forged interest documents, and the Defendant is a sub-bromoer with which false lessees are recruited, G is a false tenant, and H is a false lessor, and H is a false lessor, and it is offered in order to divide the loans that are received by applying for a worker's entire housing loan, as above.

Accordingly, the defendant is guilty.