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(영문) 서울중앙지방법원 2018.07.19 2017가합577025
보험금
Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. The Plaintiffs were the children of the deceased E (hereinafter referred to as “the deceased”), and C, the legal representative of the Plaintiffs, married on April 10, 2007 with the deceased and generated the Plaintiff A B B of F date and the Plaintiff B of G date, respectively. The said C divorced from the deceased on December 21, 2012, and was eventually divorced on January 7, 2013, but later divorced from the deceased on June 23, 2016.

B. The Deceased and the Defendant’s insurance contract was concluded and the Deceased entered into an insurance contract with the Defendant on October 5, 2015 with the name “H”.

(2) The term “instant insurance contract” refers to the insured person, and the term of the instant insurance contract is from October 5, 2015 to October 5, 2035; the term of the insurance contract is from October 5, 2015 to the insured person; the general injury death insurance amount is KRW 350 million to the beneficiary; and the beneficiary is a statutory inheritor. However, the term of the instant insurance contract contains the following: (a) the term of the instant insurance contract: (b) the content that the beneficiary compensates the beneficiary for any injury caused by the injury when the injury was caused by a sudden and unexpected accident that occurred during the insurance period; (c) the content that the beneficiary shall be paid the death insurance amount if the insured person intentionally injures himself/herself and causes the payment of the insurance amount occurs; and (d) the content that the beneficiary shall be paid the insurance money if the insured under a situation that he/she is unable to make a free decision due to a defect, etc. in the insurance contract.

C. On February 19, 2017, the Deceased’s Deceased was frightened from a Abdomination at the place of residence located in the Kangwon Ha, Gangwon-gun I, and did not hear his own children at around 13:00 on the same day under the influence of alcohol, and after being mixed, he dumpouss in the boiler room where his children were frightened out of the boiler, and dumpouss in the boiler room, and he dumpates of the Deceased.

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