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1. The plaintiff's claims against the defendants are all dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Facts of recognition;
A. On March 15, 2018, E entered into a lease agreement with the F company and the F company F company-owned G building in the Gun, Si, Gun, Si, Gun, and H Dong (hereinafter “instant store”) and operated a mutually called “J” at the same time upon delivery of the instant store.
B. The Plaintiff entered into an insurance contract with E, the insured E, the insurance period from May 4, 2018 to May 4, 2023, 2023, with the content of guaranteeing fire damage, etc. by using the instant store, the instant store, the facilities, fixtures and fixtures within the instant store, movable property, etc. (K; hereinafter “instant insurance contract”).
C. On September 19, 2018, around 06:16:06, the occurrence of fire at the instant store, and the occurrence of accidents: (a) partially destroyed the instant store and the instant restaurant store (hereinafter “L store”) with the name of “L” in contact with the instant store or the instant restaurant; or (b) caused the accident.
(hereinafter “instant primary fire”). D.
On September 27, 2018, when the first fire occurred, the fire occurred again at the instant store on September 27, 2018, and there was an accident where some of the instant stores and L stores and the internal house equipment, etc. located there was a fire or the accident that caused the fire.
(hereinafter “instant secondary fire”). E.
The details of the investigation report by related agencies regarding the first and second fires of this case are as follows.
1) Fire site investigation report in the military fire fighting area (the first fire fighting site examination report in this case - The fact that the situation of the occurrence of the fire fighting site in the vicinity of some electrical Contacts is discerned, but in J, the central electrical wires, etc. in the ceiling are burned, and the scams are distinctive. - Although there are no scams incams inside the ceiling, it is presumed that the scam has been observed by viewing that the scam has been spread out of the ceiling due to gaps such as the scam of the ceiling scams, etc. The electrical factors of the cause of fire are confirmed through the ceiling scamscams.