A defendant shall be punished by imprisonment for three years.

Punishment of the crime

1. On August 4, 2015, the Defendant, against the victim D, would pay the victim a high interest rate at the “F coffee shop” in the “F coffee shop” located in Seosan-si, Busan.

“The purpose of “ was to make a false statement.”

However, from around 2015, the Defendant was in a situation where the Defendant suffered a loss in excess of the obligation to pay profits or losses while operating a cafeteria with the trade name “H” in Seo-gu, Daejeon, Daejeon. While working for the bond company with considerable financial resources at that time, he promised to pay interest to many persons, and borrowed money from the Defendant. However, the Defendant did not have any intent or ability to pay the money even if he/she borrowed money to B, because he/she was in a situation of personal consumption of the borrowed money or preventing return.

As such, the Defendant, by deceiving the victim, received KRW 8,500,000 from the victim for the same day as the loan money, and from May 13, 2016, received the total amount of KRW 1,904,090,910 through the same method over 126 times, such as the list of crimes in attached Table 1, from around May 13, 2016.

2. On September 13, 2015, the criminal defendant against the victim I would have repaid the victim with interest on the loan of the money necessary to purchase the land to the party with the victim from the "K" located in his/herJ at Seosan-si, Seosan-si.

The phrase “ makes a false statement.”

However, in fact, the defendant did not have any intent or ability to repay the money even if he borrowed the money in the situation like the statement in Paragraph 1.

As such, the Defendant, by deceiving the victim, received KRW 5,00,000 from the injured party for the same day as the loan money, and from then to the first half of 2016, received the total of KRW 593,850,000 through the same method 69 times, such as the list of crimes in the attached Table 2, from time to the first half of 2016.

3. On January 16, 2015, the criminal defendant against the victim L is a victim from “N” located in M M at the time of Ma.