1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Facts of recognition;

A. On December 21, 2007, the Defendant concluded an insurance contract with the Plaintiff on December 21, 2007, setting himself as the insured or beneficiary of insurance proceeds out of death, and entered into an insurance contract with the indication of the insurance contract indicated in attached Table 1 with the content that the insured would receive the daily amount of hospitalization from the Plaintiff in the event of receiving hospital treatment due to injury or disease

B. From July 13, 2009 to July 27, 2009, the Defendant was hospitalized in B hospital due to the marromatic pain, etc. for 15 days, and was hospitalized in B hospital by July 23, 2016, as shown in attached Table 2 by July 23, 2016. The Defendant received 30,940,123 won from the Plaintiff as insurance money under the insurance contract of this case.

C. Meanwhile, the insurance contract concluded between the insurance company including the plaintiff and the defendant before and after the conclusion of the instant insurance contract, and the insurance premium, hospitalization daily allowance, and the details of the insurance money paid according thereto are as listed in the following table.

(3) On September 25, 2003, 200,000 won of Samsung Fire Insurance Co., Ltd. (FF) 3.17,350,000 won of the Korea Life Insurance Co., Ltd. (FF) 1.17,350 won of the Korea Life Insurance Co., Ltd. (FF 4, 207) 2.3 million won of the insurance company's subscription as the insured; 3.6.3 million won of the Korea Life Insurance Co., Ltd. (FF 127,60,000 won of the Korea Life Insurance Co., Ltd.); 3.6.3 million won of the Korea Life Insurance Co., Ltd. (FF 4, 2003; 4.6.3 million won of the Korea Life Insurance Co., Ltd. (FF 24, 207) 4,700,000 won of the Korea Life Insurance Co., Ltd. (FF 2, 2007.15 million won of the Korea Life Insurance