1. As to the Plaintiff KRW 50,000,000 and KRW 10,000 among them, the Defendant shall start on May 1, 2010, and the remainder 40,000.

1. On April 30, 2010, the Plaintiff: (a) determined the interest rate of KRW 20,000 to the Defendant; and (b) lent KRW 20,000 to the Defendant.

On May 12, 2010, the Plaintiff requested additional loans of KRW 30,000,000 from the Defendant, and transferred KRW 20,000,000 to the bank account designated by the Defendant on May 18, 2010, and KRW 10,00,000 to the Defendant’s bank account on May 20, 2010, respectively.

On May 12, 2010, the Defendant prepared and issued to the Plaintiff a certificate of borrowing KRW 50,000 (= KRW 20,000,000) with the interest rate of KRW 30,000,000,000 as of KRW 2% per month and the due date of payment on July 12, 2010.

[Ground of recognition] Facts without dispute, Gap 1, 2, 3-1, 3-2, purport of the whole pleadings

2. According to the above facts of recognition, the Defendant is obligated to pay to the Plaintiff interest or delay damages calculated by applying the rate of 24% per annum to the Plaintiff from May 1, 2010 that the Plaintiff seeks with respect to KRW 50,000,000 among the loans and KRW 10,000,000,000, and from June 21, 2010 that the Plaintiff seeks with respect to the remainder of KRW 40,000,00,000, which is the delivery date of the complaint of this case from June 29, 2010 to April 29, 2019, which is the delivery date of the complaint of this case, and within the scope of the agreed rate of 15% per annum

3. The plaintiff's claim for conclusion is justified and acceptable.