1. The Defendant shall pay to the Plaintiff KRW 27,913,443 as well as KRW 26,922,950 among them, from December 29, 2016 to the day of full payment.

1. Indication of claim;

A. On August 11, 2011, the Plaintiff concluded a contract with Defendant to join a credit card holder with Defendant as the Plaintiff’s credit card holder, and the Defendant agreed to comply with each of the provisions stipulated in the Plaintiff’s Credit Card Member Regulations.

B. The Defendant used the Plaintiff’s card loan and did not perform the obligation from November 22, 2016, when the settlement date was past.

C. The Plaintiff’s loan amounting to KRW 27,913,443 in total, including principal amounting to KRW 26,922,950 as of December 28, 2016, interest amounting to KRW 986,739, delay damages amounting to KRW 3,754, and interest rate in arrears is KRW 27.9% per annum.

Therefore, the Defendant shall pay to the Plaintiff damages for delay at the rate of 27.9% per annum as to KRW 27,913,443 and KRW 26,922,950 from December 29, 2016 to the date of full payment.

2. Judgment made in the constructive confession (Articles 208 (3) 2 and 150 (3) of the Civil Procedure Act);