1. The Defendant shall pay to the Plaintiff KRW 31,624,566 and KRW 9,698,615 among them, 20% per annum from October 27, 201 to the date of full payment.

1. The Plaintiff Company is bound to register its credit business in accordance with the Act on Registration of Credit Business and Protection of Finance Users, at the seat of its principal office, and engage in the lending of money.

2. The Defendant, upon entering into a credit transaction agreement with the Bank of Korea, was present as a credit card member’s membership card and as a credit card member under the credit card and used credit card loans, did not pay principal and interest until October 26, 201, during the use of credit purchase, cash services, credit card loans, etc., the Defendant delayed repayment of principal and interest amounting to KRW 9,698,615, interest amounting to KRW 21,925,951, total amounting to KRW 31,624,56.

3. In order to improve the financial structure of the company, the above Industrial Bank of Korea transferred the amount of credit held by the above defendant to the Co., Ltd., as of June 27, 2008, in order to improve the financial structure of the company, as of November 13, 2009, the ABF transferred the amount of credit to the Co., Ltd., Ltd., as of October 26, 201.

4. The plaintiff company received the assignment of claims and notified the defendant of the assignment of claims, and despite having been urged to pay several times, such as sending a reminder, telephone demand, the defendant is not obliged to perform his obligation until now without any justifiable reason.

Therefore, the Plaintiff Company sought to the Defendant for the payment of the acquisition amount and the overdue interest rate of 20% of the delayed interest rate, and at the same time filed this lawsuit in order to seek the litigation costs under this lawsuit.