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(영문) 대전지방법원 2018.04.27 2017나3046
손해배상(기) 등
Text

1. The plaintiff's appeal is dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

The purport of the claim and appeal is the purport of the appeal.

Reasons

1. Facts of recognition;

A. On August 1, 2016, the Plaintiff, as an automobile rental business entity, concluded a lease agreement with the Defendant on August 1, 2016 with respect to the BYFHA car (hereinafter “instant vehicle”) owned by the Plaintiff, with the rental period from August 1, 2016 to August 18, 2016, with the rental fee of KRW 70,00,000, and entered into a lease agreement thereon.

(hereinafter the above lease contract is "the instant lease contract," and its lease contract is "the instant lease contract."

The letter of "The matters of Immunity Compensation Insurance and Lessee's Deposit Agreement" includes the following: "1. Grand, Substitutes, and descendants are obligated. I will choose (self-admission or non-admission)" and "The self-charges at the time of receiving insurance due to an accident: 50,000 won for the building, 50,000 won for the building, 50,000 won for the building, 50,000 won for the building, and 50,000 won for the building."

There is no particular indication on the part of the foregoing “the 500,000 won,” “the 500,000 won,” “the 500,000 won,” “the 50,000 won,” “the 50,000 won,” “the 5

Article 11 (Purchase of Insurance, etc.) ① The Company shall lend to the customer the liability insurance and comprehensive motor vehicle insurance (personal compensation, property compensation, and personal physical accident) in accordance with the Guarantee of Automobile Accident Compensation Act.

In this case, the customer is the insured of the automobile insurance policy.

2. The customer may select one of the vehicle damage exemption systems operated by the company for the purpose of protecting the customer in order to reduce the loss when the vehicle accident occurs.

(3) A company shall explain to customers the matters concerning the amount of insurance coverage and guarantee at the time of concluding a contract.

Article 18 (Insurance Management, etc.) (1) A customer may receive compensation for damage within the coverage of the auto insurance concluded by the company in the event of an accident and the self-vehicle damage liability insurance or vehicle damage exemption system under Article 11 (2).

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