A defendant shall be punished by imprisonment for four years.

The request of the applicant for compensation shall be dismissed.

Punishment of the crime

The defendant of "2018 High Order 2085" is a person engaging in loan brokerage, and the defendant assumes the director of the JT Savings Bank on November 2016 and acts as a broker for a loan to the victim E by putting a telephone, and then find the loan to the victim E on December 2 of the same year, which is located in F in light of light lighting time operated by the injured party, and the victim "I want to get a loan to the victim in the future of the denial of the loan.

It will be changed from 20% to 7-8% interest.

“.....”

However, in fact, the defendant was not the director of JT Savings Bank, and there was no intention or ability to make a low interest rate exchange loan, and the money received from the injured party as a substitute loan was thought to be used individually by the defendant regardless of the loan.

Nevertheless, on December 7, 2016, the Defendant: (a) by deceiving the victim; (b) borrowed KRW 21 million from the Savings Bank at Pester Savings on or around December 7, 2016; and (c) borrowed KRW 15 million from mountain and loan around the 13th of the same month; and (b) caused the Defendant to identify it and transfer it to the account (H) of the Bank in the name of G.

On January 20, 2017, the defendant called the victim on or around January 20, 2017, and "a substitute loan should not be implemented due to lack of documents."

10 million won needs to be added.

‘Falsely speaking, the victim acquired a total of KRW 8 million from 13 victims by means of the same method as in attached Table 1 re-as in the same manner from around the time of the occurrence to January 23, 2018, such as allowing the victim to remit KRW 44 million to the account (I) of Han Bank under the name of the Defendant, thereby obtaining a total of KRW 395,40 million from 13 victims.

The Defendant, on December 13, 2017, proposed to arrange KRW 5,300,000,000,000 to and from the victim J at a non-place on December 13, 2017.

The phrase “ makes a false statement.”

However, the defendant uses the money for the cost of living.