1. The defendant shall pay to the plaintiff KRW 37,818,921 and KRW 36,245,52 from May 2, 2018 to the day of full payment.

1. Facts of recognition;

A. The Defendant, upon receiving a loan from the Plaintiff, agreed that the contractual terms and conditions on banking loan transactions apply, shall be 24.9% per annum 40,000,000 per annum 24.9% per annum on April 7, 2017, on the agreed date of the agreement classification that the contractual terms and conditions are applied, and agreed that the damages for delay shall be subject to the rate determined by the Plaintiff.

36,245,522 won 1,495,481 won, 77,918 won, 37,818 won, 918 won, 36,245,522 won on the last day of the calculation date of the last interest on May 1, 2018

B. The Defendant lost the benefit of time due to the Defendant’s failure to pay the principal and interest of the loan, which had been engaged in transactions under the above agreement, and currently remains the following obligations:

[Reasons for Recognition] Uncontentious Facts, Gap evidence Nos. 1 and 2 (including additional numbers), the purport of the whole pleadings

2. According to the above facts of determination, the Defendant is obligated to pay to the Plaintiff a total of KRW 37,818,921 as well as KRW 36,245,52 as to the loan principal of KRW 37,818,921 as well as damages for delay calculated at the rate of 27.9% per annum from May 2, 2018 to the date of full payment.

3. Conclusion, the plaintiff's claim is justified and acceptable.