The defendant's appeal is dismissed.

1. The main point of the grounds for appeal is that the penalty (one million won of fine) imposed by the court below on the defendant is too unreasonable.

2. The facts that the judgment of the defendant led to the confession and reflect of the crime of this case, and that the economic situation of the defendant seems to be not good, are favorable to the defendant.

However, the transfer and acquisition of the means of access to electronic financial transactions is not only prejudicial to the security and reliability of financial transactions, but also it is necessary to strictly punish the means of access to all kinds of criminal acts. Although the Defendant had been investigated in relation to the transfer of the means of access to electronic financial transactions two times prior to the instant crime, considering the motive and circumstances leading up to the instant crime, circumstances after the instant crime, Defendant’s age, character and conduct, and environment, the sentence imposed by the lower court is too unreasonable.

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act since it is without merit. It is so decided as per Disposition.