1. The Defendant’s interest rate of KRW 86,46,817 and KRW 27,837,444 among the Plaintiff shall be from February 1, 2015 to the date of full payment.

1. Determination as to the cause of claim

A. Basic facts 1) The Defendant is each financial institution listed below (hereinafter “instant financial institution”).

(1) The defendant 2. The defendant 2. The defendant 2. The defendant 2. The defendant 2. The defendant 2. The transfer of credit cards to 3.5 credit cards or the credit card holders' 2. The defendant 2. The transfer of credit cards to 3.5 credit cards or the 3.0 credit cards or the 2.06 credit cards or the 3.0 credit cards or the 2.06-1 credit cards or the 3.06-1 credit cards or the 2.47 credit cards or the 3. 75 credit cards or the 2. 1. 75 credit cards or the 2. 1. 74 credit cards or the 3. 75 credit cards or the 2. 75 credit cards or the 3. 74 credit cards or the 3. 166-1 credit cards or the 3. 4. 75 credit cards or the 24. 167 7. 16. 207

3. The interest rate for delay determined by the financial institutions of this case at the time the Plaintiff received each of the above principal and interest claims shall be all annually.