1. It is confirmed that each insurance contract entered in the separate sheet No. 1 List concluded between the Plaintiff and the Defendant is null and void.

2. The defendant.

1. The facts of recognition are as follows: Gap evidence Nos. 1, 2, 3, evidence Nos. 4-1, 2, 5, 6-1, 2, 3, and 7 of evidence Nos. 4-1, 6-1, 3, and 7 of evidence Nos. 1, 2, and 6-1, 3, and 7 of evidence Nos. 1, and as a result of this court's order to submit tax information to the director of the North Mineju Tax Office, the facts of the grounds for the plaintiff's claim can be acknowledged in light of the whole purport of the arguments as a result of each order to submit financial transaction information against No. 1, 2, 2, and 4-1, 2, 5, 6-1, 6-2, 3, and 7 of this court's order.

2. According to the above facts of determination, each insurance contract listed in the separate sheet No. 1 (hereinafter “each insurance contract of this case”) shall be null and void in violation of good morals and other social order, and as long as the defendant contests this issue, there is a benefit to seek confirmation. The defendant shall return the insurance proceeds received from the plaintiff under each insurance contract of this case to the plaintiff as unjust enrichment without any legal ground. As such, the defendant shall pay to the plaintiff 29,842,434 won of the insurance proceeds received from the plaintiff and damages for delay calculated at the rate of 20% per annum from November 21, 2014 to the day of full payment, which is the day following the delivery date of the copy of the complaint of this case claimed by the plaintiff.

3. In conclusion, the plaintiff's claim of this case is reasonable, and it is so decided as per Disposition.