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(영문) 전주지방법원군산지원 2014.02.05 2013가단50300
보험계약무효확인 등
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. On December 28, 2005, the Plaintiff and the Defendant concluded an insurance contract indicated in the attached Table I (hereinafter “instant insurance contract”) with three children as the insured on the premise of the premise.

The main contents of the instant insurance contract are to guarantee medical expenses, daily allowances for hospitalization, etc. due to diseases or injuries, and monthly insurance premiums are 240,085 won.

② After the conclusion of the instant insurance contract, the Defendant received KRW 89,259,712 in total from the Plaintiff, and received KRW 921,49,490 in total, on 62 occasions from May 6, 2006 to May 22, 2006, as indicated in the attached Table II, “the current status of the insurance money already paid” from the Plaintiff, for 17 days from being hospitalized as an acute engine salt and received KRW 1,042,670 from the Plaintiff. From May 6, 2006 to December 3, 2012, the Defendant claimed insurance money from the Plaintiff regarding the treatment of the amount of KRW 1,150 in total, and received KRW 29,259,712 from the Plaintiff, from December 7, 2012 to December 20, 2012.

③ The relevant insurance contract, including the instant insurance contract, is comprised of nine items, including medical expenses and daily allowances for hospitalization, which is currently concluded with the Defendant as the insured, and the sum of monthly payments pursuant thereto is KRW 693,785.

Insurance premium for the date of a contract for the name of the company (monthly) is KRW 105,30 on November 17, 2004, Plaintiff 2, 305 on December 28, 2005, KRW 30,085, KRW 385 on April 28, 2006, 55,280 for 4 Moraf Life on April 28, 2006, KRW 5,280, KRW 5,280 on July 28, 2006, or KRW 6,880 on May 7, 2008, or KRW 36,00 (including KRW 6,60, KRW 7,000 on December 62, 2008, KRW 300 on August 16, 200, KRW 40 on August 30, 201, Plaintiff 16, respectively.

[Reasons for Recognition] A without dispute, Gap evidence 1 to 5, Eul evidence 4, Linna Life Insurance Co., Ltd., Hyundai Maritime Fire Insurance Co., Ltd.,

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