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(영문) 서울중앙지방법원 2016.05.04 2015가합556208
보험금
Text

1. The defendant shall pay to the plaintiffs the amount of KRW 150,000,000 and each of the above amounts, from September 11, 2015 to the date of full payment.

Reasons

1. Basic facts

A. The defendant is a corporation established to run insurance business, etc.

Plaintiff

B On March 17, 2011, between the Defendant and the insured (hereinafter “the deceased”) and the legal heir of the beneficiary of death, B entered into an undividendd forest insurance contract (hereinafter “instant insurance contract”).

Of the content of the insurance policy of this case, the contents related to this case are as follows.

The amount of separate security coverage / Insurance Coverage Coverage. 100,000,000, 300/100/30, 100, 300/30, 100, 300/30, 100, 30/80, 17 March 17, 2090 of selective contract injury, death after death, death, death, death, death, death, death, or death, on March 17, 201, March 17, 2090;

The terms and conditions of the instant insurance contract stipulate as follows.

(A) Before driving a two-wheeled automobile, the Special Terms and Conditions (hereinafter referred to as the “Special Terms and Conditions”). - General Terms and Conditions - Article 25 (Obligation to Notify before the Contract) or the insured (subject to insurance) shall inform the policyholder or the insured (subject to insurance) of the fact that they are aware of the matters asked in the subscription.

Article 26 (Obligation to Notify After Entering into an Accident Insurance Contract) (1) Any contractor or any insured person (person insured) shall inform the company without delay in cases where the insured (person insured) changes his occupation or duties or continuously uses a two-wheeled motor vehicle or motor bicycle during the period of insurance.

Article 27 (Effect of Violation of Obligation to Notify) (1) The Company may terminate this contract regardless of the occurrence of damages, in the following cases:

1. Where a contractor or an insured person violates Article 25 by intention or gross negligence and his/her duty falls under important matters;

2. Article 26 (Duty to Make Notifications after a Accident Insurance Contract) which is relevant to an obvious increase in risk.

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