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1. The part against the defendant in the judgment of the first instance shall be revoked;
2. The plaintiff's claim corresponding to the above revocation part.
Reasons
1. The court's explanation on this part of the basic facts is the same as the corresponding part of the judgment of the court of first instance, and thus, citing this as it is in accordance with the main sentence of Article 420 of the Civil Procedure Act.
2. According to the above facts finding as to the cause of the claim, the Defendant is obligated to pay the Plaintiff the balance of the principal and interest of loan and damages for delay based on each of the loan agreements in this case, unless there are special circumstances.
3. Judgment on the defendant's defense of extinctive prescription
A. 1) As to the claim 1 of this case, the Defendant asserts that the claim 1 of this case was a commercial bond arising from the commercial activity of Busan2 Savings Bank and the due date for payment has expired on or before December 19, 2006, since the Defendant lost the due date for payment on or before December 19, 2006, the period for payment has already expired by the five-year commercial prescription as stipulated in Article 64 of the Commercial Act. 2) In addition, since there is no dispute between the parties that the claim 1 of this case constitutes commercial bond, the starting point of the extinctive prescription period, namely, whether the Defendant lost the due date for payment, and
A special contract for the loss of the benefit of time may be classified into two parts: (a) a special contract for the loss of the benefit of time under a condition precedent, which naturally causes the loss of the benefit of time and the arrival of the due date, and (b) a special contract for the loss of the benefit of time, which provides that the due date shall arrive after the obligee's act, such as the obligee's notice or claim, after a certain cause occurs; and (c) a special contract for the loss of the benefit of time shall fall under any one of the two. However, in light of the fact that the special contract for the loss of the benefit of time is for the obligee, the special contract for the loss of the benefit of time shall be presumed to be a special contract for the loss of the benefit of time under a condition of suspension, unless