The punishment of defendants shall be two years.

Punishment of the crime

The defendant of "2017 Highest 2586" is to pay C with no money in any Seoul Special Metropolitan City on March 2014 at any place.

“.....”

C trusted that end, on March 28, 2014, transferred KRW 10 million to the Agricultural Cooperative Account of C Co., Ltd. (hereinafter “D”) operated by the Defendant (hereinafter “D”).

However, the Defendant, while preparing for Macp Factor business along with the operation of the insurance agency at the time, was under the circumstance that the Defendant borrowed money from the lending company and the borrower to bear the personal debt amounting to KRW 70 million.

Even if the defendant borrows money from the defendant, he did not have the intention or ability to repay it as the promise.

The Defendant, as well as this, received a total of KRW 160 million from C in five times from July 30, 2015, as shown in the annexed Table of Crimes, from around July 30, 2015.

The defendant, by deceiving the victim C, obtained 160 million won by deceiving the victim.

The "2017 Highest 31111" E is an intention in preparation for the opening, and the defendant who worked as the head of the insurance branch around the time when he worked as an intern at the F Hospital in the spring Hayang-si around 2006.

On April 201, the Defendant found the F Hospital located in Gyeyang-gu G in Gyeyang-gu Seoul Metropolitan City on a certain day, and then intends to directly withdraw the insurance sales store after the closing of the insurance company's branch.

The amount of the business fund needs to be lent to another person. Accordingly, the amount of interest of KRW 100,000 or KRW 1.5 million per month is paid, and when operating the insurance store for a period of two years, it is possible to create a stable profit.

E trusted that end, and transferred KRW 5 million to the Defendant’s account on April 21, 201 as the business fund for insurance sales stores.

However, the defendant started insurance sales agencies at the time and borrowed approximately KRW 200 million from several lending companies and financial institutions in the H name without their own investment funds.