1. The defendant shall pay to the plaintiff KRW 32,675,375 and KRW 31,626,658 among them, per annum from March 8, 2017 to the day of full payment.

1. The fact that Hyundai Card Co., Ltd. (hereinafter “Mo Card”) concluded a credit card use contract with the Defendant and issued the credit card to the Defendant. The Defendant agreed to pay damages for delay pursuant to the Hyundai Card’s interest rate plus the principal of the credit card use in the event a cause for loss of time limit under the said credit card use contract occurred; Hyundai Card entered into a credit card transfer contract with the Plaintiff on January 27, 2006 and notified the Plaintiff on February 28, 2017. The Plaintiff acquired the claim pursuant to the credit card use contract with the Defendant on March 28, 2017. The fact that Hyundai Card Co., Ltd. (hereinafter “Mo Card”) notified the Defendant of the fact that the said transfer was made on March 7, 2017. The rate prescribed by the Hyundai Card as of March 7, 2017. The amount of claims pursuant to the credit card use contract with the Plaintiff against the Defendant is 31,626,658 won, unpaid interest, 281 won, 480, 36365 won or 3685 won.

In accordance with the above facts, the defendant is obligated to pay to the plaintiff the total amount of KRW 32,675,375 under the above credit card use contract and the remaining principal amount of KRW 31,626,658, plus damages for delay calculated at the rate of 27.5% per annum from March 8, 2017 to the date of full payment.

2. It is so decided as per Disposition by the assent of all participating Justices, on the ground that the plaintiff's claim is reasonable.