A defendant shall be punished by imprisonment for not less than three years and six months.

Punishment of the crime

From around 196 to 198, the Defendant began to pay a debt, such as borrowing money from others or receiving cash service by credit card, etc., with no particular property due to difficulties in economic situation. The Defendant’s repayment of the principal and interest to another person, such as lending money from another person in order to repay the principal and interest, led to the increase in the debt amount and the increase in the interest amount, and even if the Defendant borrowed money from the victims, there was no intention or ability to pay the debt amount.

1. On November 26, 2009, the criminal defendant against the victim C calls the victim C at the defendant's house located in Ansan-gu, Annsan-si, Annsan-si to make a false statement to the victim C, and that the principal is to be repaid after one month. The victim received KRW 10 million from the victim to the bank account in the name of the defendant (hereinafter "the account in this case") under the name of the same day as the loan money. From that time until May 23, 2012, the defendant acquired all of the amounts by receiving KRW 550,5340,000 from the victim for a total of 102 occasions as shown in the attached Table 1.

2. On September 30, 201, the Defendant called the victim E by telephone from the Defendant’s home to the victim on September 30, 2011, and acquired the amount of KRW 70 million by receiving a total of KRW 10 million from the victim from around 10 times until May 25, 201 as shown in the separate sheet No. 2, including the transfer of KRW 10 million from the victim to the instant account as the same day loan.

3. The Defendant committing a crime against Victim F shall be the victim F at the Defendant’s home around October 20, 201.