1. The defendant shall pay to the plaintiff KRW 140,377,175 as well as KRW 78,171,087 as well as a year from July 11, 2014 to the day of full payment.

In light of the facts without dispute, Gap evidence Nos. 1 through 4 (including each branch number), the defendant borrowed from the plaintiff the amount of KRW 120 million on December 30, 2008 from the plaintiff to the extent that the loan period of KRW 30,000,000 per annum 25,000 per annum, the rate of delay damages, and the repayment of principal and interest in equal installments, and ② on October 26, 2009, the loan period of KRW 30,000,000 from the loan period of KRW 30,57,20.57%, the rate of delay damages, and the repayment of principal and interest in equal installments after July 10, 2014. ③ The defendant did not perform his/her obligation under the above loan agreement, thereby losing the benefit of time, and the principal accrued as of the same date is recognized as having been 626,208,71,717,750,717,75.

Therefore, the defendant is obligated to pay to the plaintiff damages for delay at the rate of 20.57% per annum from July 11, 2014 to the date of full payment, as claimed by the plaintiff, with respect to KRW 140,377,175 and KRW 78,171,087 among them.