1. All appeals by the Defendants are dismissed.

2. The costs of appeal are assessed against the Defendants.

Purport of claim and appeal

1.

1. The reasoning of this court’s judgment citing the judgment of the court of first instance is identical to the ground of the judgment of the court of first instance, and such reasoning is acceptable pursuant to the main sentence of Article 420 of the Civil Procedure Act.

2. The following contents shall be added to the table of the first instance judgment (No. 4 of the first instance judgment). (2) If a company is clearly anticipated that the period required to investigate and verify the grounds for the payment of insurance proceeds will exceed the due date under paragraph (1), it shall immediately notify the insured or beneficiary of the specific grounds and the scheduled date of payment and the provisional payment system (payment within 50% of the insurance proceeds presumed by the company). Provided, That the scheduled date of payment shall be determined within 30 business days from the date of receipt of the documents prescribed in Article 7, except in any of the following cases:

) The payment shall be made in addition to the amount calculated by the interest rate set out in the calculation of the interest rate (referring to the calculation of the attached Table 1) at the time the insurance money is paid for the period from the following day to the payment day. However, if the payment is delayed due to any cause attributable to policyholders, insured or beneficiary, the interest on the relevant period shall not be paid in addition to the interest on the relevant period. [Attachment 1] is the cause for payment for which the interest on the extension rate of the insurance contract is added within 30 days from the date following the date of the due date of the payment of the insurance money related to the guarantee of interest payment for the period calculated in the calculation of the interest rate at the time of the payment of the insurance money.