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(영문) 광주지방법원 2018.05.09 2017가단517641
채무부존재확인
Text

1. As to the accidents listed in the separate sheet No. 1, each insurance contract listed in the separate sheet No. 2.

Reasons

1. Basic facts

A. The Plaintiff is an insurer who entered into two contracts with the Defendant with the content that “transport injury insurance money” shall be paid in the event that the insured suffered bodily injury during the insurance period, and the remaining disability amounting to less than 80% of the payment rate set forth in the Disability Classification Table was left as a result of the enemy injury’s red contact with the Defendant (hereinafter “instant 1 and 2 insurance contracts”).

The defendant is the policyholder and the insured of the first and second insurance contracts.

(b) Security contents 1) 1 insurance contract - Insurance period: From November 24, 2009 to November 24, 2019: Insurance period: Transport injury, death, traffic injury, high-speed disability, traffic injury, general after-sales disability, traffic accident relief subsidy (serious injury) 2) insurance period - Insurance period: From March 3, 2010 to March 3, 2025 - Security matters: 23 types of traffic injury, death, traffic injury, high-speed damage, general after-sales disability, etc.

C. Details of the General Terms and Conditions - Article 13 (Compensation for Damages) 1. If the insured, as stated in the Insurance Policy (Insurance Policy), has suffered bodily injury (excluding personal injury, personal injury, bill, bill and bill) due to an accident set forth below (hereinafter “traffic accident”) during the insurance period, the company shall compensate for the damage resulting from the injury in accordance with the Terms and Conditions:

1. An automobile accident which causes a sudden and incidental accident while driving a motor vehicle (hereinafter referred to as "motor vehicle accident while driving a motor vehicle");

2. An accident which is rapidly and rapidly open to the public (hereinafter referred to as “traffic accident on board”) when he is on board or is on board any other means of transportation (including operation) without driving a motor vehicle under operation;

3. When a person does not board a vehicle in operation or any other means of transport, a collision with, or contact with, a vehicle in operation or any other means of transport (including loaded matters), or a collision with, such vehicles and other means of transport, fire, explosion, etc.;

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