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Defendant shall be punished by a fine of five million won.
If the defendant fails to pay the above fine, 50,000 won shall be one day.
Reasons
Punishment of the crime
The defendant is a person who has overall control over credit affairs from around 2005 to March 2012, who is in the standing position of the victim C Saemaul Bank (hereinafter referred to as the "victim's Saemaul Bank").
A person in charge of credit affairs shall accurately evaluate the value of assets of collateral provided by a debtor, and shall ensure that the lending limit to the same person for an individual debtor does not exceed the limit.
Nevertheless, on April 4, 2006, the Defendant was merely 24,000,000 won for collateral value of land and above-ground buildings (hereinafter “the instant real estate”) provided as collateral in the office of the victim’s safe office located in Suwon-gu, Daegu-gu (hereinafter “Seoul-gu”) and offered as collateral by the above E as collateral (hereinafter “the instant real estate”) and only 134,40,000,000 won for top priority loan amounting to 60% of the collateral value under the Credit Business Regulations, but it is possible to lend to 350,00,000,000 won for collateral value to 30,000,000,000 won at will, without approval of the president, and 226,956,730,0000 won for loan to the above E, 300,0000 won for loan to 205,700,3005,000 won for the above E-party loan, 2005,30005,0000.
Accordingly, the defendant, while dealing with the credit business of the victim's safe, committed an act in violation of duties such as excessive evaluation of collateral value and excess of the credit limit of the same person, thereby gaining profit of 230,000 won to the above E, and suffered a loss equivalent to the same amount to the victim's safe.
Summary of Evidence
1. Legal statement of the witness H, I and J;
1. Examination protocol of the accused by prosecution;
1. Statement to the prosecution of H, K, and I;
1. A complaint;
1. Each appraisal report;
1.Each.