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(영문) 수원지방법원안산지원 2020.11.18 2015가단110706
보험금
Text

1. Regarding the accidents listed in the separate sheet, the Plaintiff’s obligation to pay insurance money to the Defendant is KRW 2,400,000.

Reasons

1. Basic facts

A. The Defendant entered into an insurance contract between the Plaintiff, an insurance company, with the insurance policyholder and the insured (hereinafter “instant insurance contract”) from August 1, 2007 to August 1, 2051.

B. Of the subject matter of the instant insurance contract, the “in the event that there was a disability as prescribed in the disability classification table due to the injury,” the security of the “in the event of an injury,” the amount calculated by multiplying the subscription amount by the payment rate set forth in the disability classification table, the insurance amount of the injury general disability.

C. Among the insurance terms and conditions of the instant insurance contract, the disability classification table is stipulated as follows.

6. Obstruction of spine;

(a) A number of conical signboards escape certificates (tentatively named disc) that show the rate of classification and payment (%) of severe obstacles to the classification and escape rate (7%) 8), and obvious conical signboards escape certificates (8) 9);

(b) Disability judgment standard 2) Disability of spine shall be appraised by calculating and evaluating the degree of involvement with this accident, i.e., the degree of involvement in this accident, to the extent that the spathrosis and the accident aggravated, i.e., severe confratal typhal typosis, escape symptoms (tentative disc), or one confratary signboard with more than 2 mathody or one confrathosis, even though it was performed more than twice and not less than twice and not less than twice and not less than 10 in cases where the mathal spathy has a significant math or urine disorder caused by mathal hexa, i.e., 11 in cases where the mathral spathral disorder is clearly found in a special auxiliary test, and where the mathral typhethy of spine is found in a small number of confratal typhal typhathy or medically recognizable.

D. On February 12, 2014, the Defendant is accompanied by the nephical ppuri disease certificate at a hospital, and other inverteebrate, spathy, and chroude, and tensions.

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