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(영문) 인천지방법원 2015.04.02 2014가합57408
양수금
Text

1. The defendant shall pay to the plaintiff the amount of KRW 401,422,487 and the amount of KRW 163,237,789 from June 1, 2014 to the day of full payment.

Reasons

1. Indication of claim;

A. On March 26, 2007, the Savings Bank Co., Ltd. (hereinafter “Exemplary Savings Bank”) concluded a credit transaction agreement with the Defendant, whereby the Savings Bank collected 500 million won from the Defendant to set a loan to the Defendant at 9.5% per annum of interest and 23% per annum of delay compensation rate (hereinafter “the instant credit transaction agreement”).

B. Since then, the Defendant lost the benefit of time by failing to pay the principal and interest of loans under the credit transaction agreement of this case on the due date of repayment.

However, on June 24, 2010, the Savings Bank transferred the principal and interest of loan to the Plaintiff according to the instant credit transaction agreement, and on the same day, notified the Defendant of the assignment of credit and delivered it to the Defendant at that time.

C. The Defendant’s obligation to pay the principal and interest of loan under the instant credit transaction agreement is KRW 401,422,487 as of May 31, 2014 (i.e., an attempted amount of KRW 151,491,838, and KRW 151,491,838, and KRW 86,692,860, and KRW 21% per annum from June 1, 2014.

Therefore, the defendant is liable to pay the above amount to the plaintiff.

2. Judgment by public notice (Article 208 (3) 3 of the Civil Procedure Act).

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