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Defendant
A Imprisonment for eight months, and Defendant B shall be punished by a fine of three million won, respectively.
Defendant
B The above fine.
Reasons
Punishment of the crime
1. Defendant A in violation of the Act on the Registration of Loan Business, etc. and the Protection of Financial Users is a person operating a lending business in Suwon-si D 402, and Defendant B is an employee of the above lending business.
A person who intends to engage in loan business, etc. shall register the loan business, etc. with the competent authority for each place of business, and where an unregistered credit service provider grants a loan, he/she shall not receive interest exceeding 25% per annum.
On July 28, 2014, the Defendants conspired to engage in the lending business, etc. at the above office, without registering the lending business, etc. at the competent office, and loaned 2,670,000 won per day after deducting 3,000 won, 2.679,000 won per annum 409% per annum by receiving a total of 1949,000 won per annum as interest, from the time to January 23, 2017, and received interest in excess of the statutory limit rate.
2. No person who violates the Electronic Financial Transactions Act shall transfer or acquire any access medium in using or managing any medium access to electronic financial transactions, except as otherwise provided for in any other Act;
On January 2, 2015, in collusion, the Defendants acquired a total of 79 physical card from H to H, from January 19, 2017, from that time, to January 2, 2017, in order to use in engaging in loan business as set forth in the preceding paragraph at G coffee shop in Suwon-si F.
Summary of Evidence
1. Defendants’ respective legal statements
1. Each police statement made to J, K, L, M, N, orO;
1. A report on internal investigation (Attachment to the account statement), and a report on internal investigation (Submission to the account of the Korean bank);
1. Reports of internal investigation (voluntary submission of a copy of books of account), and reports of internal investigation (voluntary submission of a copy of a card) 1.