A defendant shall be punished by imprisonment for two years.

Punishment of the crime

The U.S. financial institution of the 2013rd 5135th 2013rd 5135th , a member who has joined a house-backed loan product, operates a loan product "Seman (HEOC)" only with the receipt of documents related to the loan application and confirmation of the intention of additional loan through telephone.

However, the above "HEOC" has an institutional defect that could easily cause fraudulent damage by means of name reproduction and change of identification number when the member personal information of a financial institution is leaked, and the name influorian nationality, recognizing such institutional problems, has proposed that E would pay a certain amount of money transferred as a fee if he/she withdraws from the account holder necessary to prevent the crime of fraud against the U.S. financial institution.

After that, E, around August 2010, solicited the account holder to recruit the account holder to deliver the above name to the account holder, and proposed that E should have divided the fees and accepted it.

Accordingly, the Defendant recruited the account holders necessary for remittance, and then informs them of their account information and business registration information via e-mail. The above account holders without the name shall submit a forged document and an application for overseas account transfer as if the account holders entered into an export and import contract with the borrowed goods members of a U.S. financial institution as if they used the account information, etc. of the account holders delivered by the Defendant, and then, if the money in the name of the loan is transferred to a bank located in the Republic of Korea from a U.S. financial institution, the Defendant shall withdraw the total amount of money transferred from the U.S. financial institution to the bank on behalf of the account holders in cash after submitting a forged goods export contract, etc., and then exchange them through F to exchange under E.