A defendant shall be punished by imprisonment for one year.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

On May 27, 2004, the Defendant is either a “D” under the name of the Defendant, and a “F” under the name of the Defendant’s mother on November 9, 2007, respectively, and a person who engages in credit business.

On September 6, 2010, the Defendant entered into a loan agreement with H “H” coffee in Jung-gu Seoul Metropolitan Government, 4 million won for loans, 48% for interest, and 5920,000 won for a fixed period of six months and six months to receive advance interest, and granted 3.2 million won for the amount after deducting advance interest.

In addition, the Defendant attached I’s benefits, etc. due to the absence of other security, and participated in the claim distribution procedure, and participated in the claim distribution procedure, and received divided dividends. In order to use the amount of dividends more than the amount of the actual loan, the Defendant agreed with I to prepare a promissory note and a monetary loan loan contract with an amount exceeding 80 million won, which is the amount exceeding the actual loan, in order to facilitate the collection of principal and interest. A promissory note and a monetary loan contract with an amount exceeding 20 million won at the face value of the Defendant’s addressee, and a monetary loan contract with the Defendant’s creditor, each of which was issued by I, with a monetary loan contract with an amount exceeding 20 million won at the face value of the Defendant’s addressee, the Defendant’s mother as the payee, and a monetary loan contract with a loan with an obligee as above E, which is KRW 20 million,00,0000,

On September 13, 2010, the Defendant: (a) at K in the Jung-gu Seoul Jung-guJ, Seoul; and (b) even if the facts were to lend 3.2 million won to I; and (c) did not lend 80 million won to I; (d) the Defendant, for the purpose of notarial act, has L, a notary public, receive from I a promissory note in the amount of KRW 960 (Creditor A) and 989 (Creditor E) of 2010, 2010 for the purpose of notarial act; and (e) have L, a notary public, receive a promissory note in the amount of KRW 20 million from I, each of which is issued by the said creditors.