A defendant shall be punished by imprisonment for seven months.

Punishment of the crime

The Defendant, using a false certificate of employment, false lease agreement, etc., takes the role of a false tenant to obtain a lease loan, and C took the role of a false lessor who prepares a false lease agreement with the Defendant, and the Defendant and C conspired to obtain a false loan and divide the lease loan fund between E and workers by receiving a false loan through the name-free loan hub D.

Accordingly, C around December 19, 2014, at the G Authorized Brokerage Office located in the F of Ansan-si, G, the head of H, “I, 401 of the members of Ansan-si, the fourth floor,” prepared a false lease contract, as if the Defendant entered into an actual lease contract with the Defendant, and transferred the name bromoer “D” to the Defendant. The loan hub E around that time, the Defendant transferred to the Defendant a false certificate of employment under the name of J representative K, the source of income tax collection confirmation, and the false lease contract written by the said C, a false lease contract written by the said G, the head of the G Authorized Brokerage Office.

On December 2, 2014, the Defendant applied for a loan of KRW 88,00,00 to an employee in charge of loan from the National Housing Fund as stated in the above lease agreement, and submitted an application for a loan from the National Housing Fund and an application for a credit guarantee from the Korea Housing Finance Corporation, accompanied by a false lease agreement, documents, etc., while working in the J and acting as if the loan were to be used as a security deposit, although the Defendant did not intend to rent the house in accordance with the above lease agreement.

As a result, the Defendant conspired with C, E, and his nameless hub D “D” in collusion with the said bank employees around December 30, 2014 88,000.