Defendant shall be punished by a fine of KRW 1,500,000.

If the defendant does not pay the above fine, 50,000 won shall be paid.

Punishment of the crime

Defendant, without registering a credit business,

1. On February 10, 201, at the D cafeteria located in Gyeongnam-si, Gyeongnam-si, lending KRW 12 million to the victim E, who is the owner of the business, to receive KRW 840,000 per annum, and received interest at least 30% per annum in excess of the limited interest rate.

2. Around February 12, 201, at the same place as in the preceding paragraph, at the same time as in the preceding paragraph, to lend KRW 10 million to the victim F, and to receive KRW 700,000 per month interest, and to receive 84% interest per annum exceeding 30% of the limited interest rate.

3. Around March 4, 201, at the same place as in the preceding paragraph, in the same manner as in the preceding paragraph, a victim E is lent KRW 3 million to receive the principal and interest rate of KRW 420,000 per week, and the interest rate of KRW 148.2% per annum in excess of 30% of the limited interest rate.

4. From the same place as at March 7, 201, at the same time as at the preceding paragraph, at the same time as at March 7, 2011, to lend KRW 13 million to the victim F and to receive 9.1 million per month interest, and to receive 84% interest per annum exceeding 30% of the limited interest rate.

Summary of Evidence

1. Defendant's legal statement;

1. Statement to E by the police;

1. A copy of a bankbook;

1. Application of Acts and subordinate statutes to a copy of loan certificate;

1. Relevant Article of facts constituting an offense, Article 19 (1) 1 and Article 3 of the Act on Registration of Credit Business, etc. and Protection of Finance Users, Article 19 (2) 3 of the Act on Registration of Credit Business, etc. and Protection of Finance Users, and Selection of fines, respectively;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;