Defendant shall be punished by a fine not exceeding five million won.

Where the defendant fails to pay the above fine, 50,000 won shall be one day.

Punishment of the crime

Any person who intends to engage in credit business shall register his/her business with the competent authority for each business office, and the interest rate shall not exceed 30 percent per annum when any unregistered credit service provider lends a loan.

Nevertheless, on September 21, 201, the Defendant, in collusion with B, lent 9.3 million won to D at the Orcheon-gu C's clothes store in Bupyeong-gu, Bupyeong-gu, Busan, without registering credit business, and agreed to receive 700,000 won per month of maturity and interest, and received interest and principal and received 90.32% interest per annum.

In addition, the Defendant, from September 21, 201 to September 25, 201, did not register with the competent authority over 24 occasions as shown in the list of crimes committed in the attached Table, and did not violate the restriction on the interest rate.

Summary of Evidence

1. Partial statement of the defendant;

1. The police statement of D or E;

1. Application of Acts and subordinate statutes to the investigation report (calculated interest rate);

1. Relevant Article on criminal facts, Articles 19 (1) 1 and 3 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users, Article 30 of the Criminal Act, Articles 19 (2) 3 and 11 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users, Article 30 of the Criminal Act, and selection of fines;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;