1. The Defendant: (a) against Plaintiff A, KRW 18,072,358, Plaintiff B, and C, respectively; and (b) against each said money, KRW 12,048,238, and each of the said money.

1. Basic facts

A. On December 15, 2011, D entered into a mutual aid agreement with the Defendant (hereinafter “instant mutual aid agreement”) with the Defendant, and the main contents pertaining to the instant case are as follows.

The deductible period: The beneficiary's coverage from December 15, 201 to December 15, 2026: From December 15, 2011 to December 15, 2026: General injury, death, and guarantee of disability: A general injury, death, and guarantee of disability: A special agreement on a special agreement on a special agreement on a special agreement on a temporary injury (at least one day): 20,000 won per day.

B. Of the general terms and conditions that are basically applicable to the instant mutual aid agreement (hereinafter “instant general terms and conditions”) including the aforementioned prime contract guarantees and the guarantee of special agreements, the contents of the instant general terms and conditions are as follows.

Article 14 (Types and Grounds for Payment of Mutual Aid Money) The Nonghyup shall pay the Insured (Persons Eligible for Mutual Aid) the mutual aid money agreed upon to the Beneficiary (Persons Eligible for Mutual Aid) if any of the following events occurs:

(1) A beneficiary at least 15 years of age (subject to mutual aid) shall be injured during the period of mutual aid [excluding physical assistive equipment, such as water, artificial arms, legs, bills, and artificial arms, but including cases where his/her body is transplanted, such as artificial organs or parts, and thus his/her function is replaced by another person due to a sudden and unexpected accident that occurred during the period of mutual aid.

) In the event of the injury suffered, hereinafter referred to as “injury,” and death as a direct result (except for the death caused by a disease), the full amount of the subscription amount shall be paid to the beneficiary of the mutual aid (person receiving the mutual aid) as the death mutual aid.

Article 22 (Duty to Notify After the Injury Mutual Aid Agreement) (1) A contractor or a beneficiary (subject to Mutual Aid) shall either alter the occupation or duty (including the case where a self-employed driver changes his occupation or duty as a driver for business) or two-wheeled motor vehicle or two-wheeled vehicle during the Mutual Aid Period.