Defendant shall be punished by a fine of KRW 10,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

[Sharing of the roles among the defendants and accomplices] Even if the defendants received a loan from the senior citizens of the society without income or the socially weak who have intellectual disabilities, they used the personal workshop program or a petition for bankruptcy to induce the loan by deceiving them to obtain the loan as if they actually repaid the full amount of the loan in the country, and as if they do not have any intellectual disability, they conspired to have the loan holders by deceiving a financial institution as if they had an income while engaging in a normal occupational activity by forging a false income certificate as if they were engaged in an occupational activity or forging a military register certificate as if they did not have any intellectual disability.

Accordingly, B and C proposed to offer a loan to accomplices who play a role in the solicitation of loan holders, such as Defendant A, on the face of the purchase of the loan holders, and proposed that he/she will offer a loan broker at the face of the purchase of the loan holders, and that the loan broker and the loan broker should be forged by connecting the loan holders to the loan brokers, such as D who run the loan broker, and then distribute profits when he/she receives the loan from the financial institution, even if he/she receives the loan by physical coloring the loan from the financial institution, the role of distributing profits, Defendant A, Defendant E, Defendant F, Defendant F, etc., and the act of leading B to obtain the loan by using the personal workout program or the bankruptcy petition system and actually using it as if he/she actually paid the full amount of the loan to the State, and D and H are linked to the loan holders as above, and have them use I or obtain the name of Defendant J, a loan broker, Defendant J., a loan broker, and obtain his/her employment or documents together with the loan broker, Defendant MN, Defendant M, loan broker, and P.