1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

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1. Basic facts

A. The Plaintiff, including the conclusion of an insurance contract, entered into a comprehensive automobile insurance contract with A with respect to his/her own C vehicles. At the time of the said contract, the Plaintiff agreed to pay insurance proceeds in accordance with the terms and conditions of the insurance in cases where A was liable to compensate for the damage caused by an accident caused by an non-insurance vehicle (a special agreement on indemnity for non-insurance motor vehicle)

The Defendant is an insurance company that entered into a comprehensive automobile insurance contract with respect to D vehicles owned by it (hereinafter referred to as “Defendant vehicles”) between Ghana Co., Ltd. (hereinafter referred to as “Arenk”), and the terms and conditions of the business automobile insurance (hereinafter referred to as the “instant insurance terms and conditions”) applicable to the said contract and the limited driving special terms and conditions aged 21 or older (hereinafter referred to as the “instant special terms and conditions”), are as follows:

[Insurance Terms and Conditions of this case] Section 1 of Section 1 of Section 2 of Section 2 of Section 1 of Section 3 of Section 1 of Section 3 of Section 1 of the Liability for Compensation for Personal Compensation (Compensation for Damages) (1) of the Personal Compensation for Personal Compensation グ, an insurance company shall compensate for damages suffered by the insured from the insured's liability to compensate for damages under Article 3 of the Guarantee of Automobile Accident Compensation Act due to the death

Section B of the Personal Compensation II and Article 6 (Compensation) (1) of the Personal Compensation II, an insurance company shall compensate for any damage (limited to the damage exceeding the damages covered by the Personal Compensation I) caused by the insured's death or injury to another person due to an accident of an insured motor vehicle which occurred while the insured owns, uses, and manages an insured motor vehicle.

The term "insured" in Article 7 (insured) and the "Real Estate Compensation Act" mean a person who falls under any of the following subparagraphs:

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