The defendant's appeal is dismissed.

1. The main point of the grounds for appeal is that the sentence imposed by the court below on the defendant (eight months of imprisonment) is too unreasonable.

2. There are circumstances that may be considered in light of the circumstances, such as the fact that the defendant's judgment on the grounds of appeal of this case is against the recognition of the crime of this case and the fact that the Korea Housing Finance Corporation deposited KRW 10 million with the person who is the truster of the crime. However, the crime of this case is heavy in the nature of the crime of acquiring the loan by abusing the entire house loan system prepared for the stabilization of the residence of ordinary people, the amount of the fraud is up to KRW 180 million, and there is no special circumstance or change of circumstances that may be newly considered in the sentencing after the sentence of the judgment below, and other various circumstances that form the conditions of the sentencing as shown in the records and arguments, such as the defendant's age, sex, sex, environment, motive and circumstance of the crime, means and consequence after the crime, and circumstances after the crime, etc., the sentencing of the court below is determined within a reasonable and appropriate scope, and it is not determined that the punishment of this case is excessively unfair.

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act on the grounds that the defendant's appeal is without merit. It is so decided as per Disposition.