Defendants shall be punished by imprisonment for eight months.

However, each of the above defendants is against the defendants for two years from the date this judgment became final and conclusive.

Punishment of the crime

[Structureing to commit fraud of lending money to workers by leasing money for lease on a deposit basis] The Ministry of Land, Infrastructure and Transport operates the system of lending money for lease on a deposit basis with the National Housing Fund to lend money to the employees who have no houses at a lower interest rate than the market interest rate if the Ministry of Land, Infrastructure and Transport applies for the loan with only certain documents such as certificate of employment, detailed statement of wages, etc.

그러나 근로자 주택전세자금 대출관련 업무를 위탁받은 금융기관이 형식적인 심사만 하고 대출을 해준다는 사실을 알고 대출브로커들은 허위로 임차인과 임대인 역할을 하는 사람들과 함께 근로자 주택전세자금 대출금을 가로챌 것을 모의하였다.

Accordingly, the loan broscers, who are the nominal holders of a loan, committed a crime by filing an application for a loan for the lease of a house and receiving the loan for the lease of a house with a view to dividing the loan by dividing the loan, if the request for confirmation is made by a financial institution, while submitting documents related to the false employment and the lease of a house for lease of a house to the financial institution, which were falsely prepared and entered into a contract for lease of a house for lease of a house, and the false lessor who is to engage in the lease of a house for lease of a house was confirmed as if the financial institution entered into a request for confirmation by the financial institution.

[Specific Details of the Defendants’ crime] The Defendants, as a legal couple who was married on May 8, 2014 and his name-free loan brokers, tending as if the Defendants leased apartment houses owned by the lessor C, and, on the other hand, the disguised business entity E established by the above name-free loan brokers in the name of the Defendant Company E, would have been able to have been employed as an employee of the Defendant Company A, and the said method would have been divided.