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(영문) 서울중앙지방법원 2017.06.15 2015가합504573
손해배상 등 청구의 소
Text

1. The Plaintiff:

(a) Defendant B and C jointly KRW 1,33,253,186;

B. Defendant D is jointly and severally with Defendant B and C, whichever is earlier.

Reasons

1. Basic facts

A. The Plaintiff as a party is a community credit cooperative established on September 20, 1973 and whose business territory covers Dongjak-gu members. Defendant B is the chief of the Plaintiff’s division from November 12, 2002 to September 2013, 201; Defendant C is the Plaintiff’s former duties from April 25, 1984 to September 23, 2013; Defendant D is the Plaintiff’s non-permanent president from February 28, 2007 to February 23, 2011; Defendant E works as the Plaintiff’s president from February 23, 201 to July 111, 2013; and the Plaintiff’s loan implementation procedures are as follows.

A loan applicant who has submitted documents concerning loan to a person in charge of loan applicant for a loan shall appraise the offered collateral, and the person in charge of the loan who has investigated the current status, such as whether the lessee exists or not, shall complete an appraisal and investigation into the current status, and shall report to the head of the division/department, and the head of the division/department shall submit prepared data, such as a written appraisal, to the loan deliberation committee to the relevant person in charge of the loan applicant for deliberation, and the head of the division/department/department shall conduct the loan with the approval of the relevant person in charge of the business

B. The Plaintiff’s loan 1) The Plaintiff’s credit business rules and credit business manual, which was in force at the time of the instant loan, provide for the Plaintiff’s loan and credit review as stated in attached Table 3. (2) The Plaintiff implemented a total of 48 real estate collateral loan from February 26, 2010 to March 20, 2013 (hereinafter “each of the instant real estate collateral loan”).

Detailed details concerning the loan date of each real estate security loan of this case, such as the debtor, loan, security, appraisal price at the time of loan, amount of loan available, calculation method, appraisal price and proceeds of auction, loan principal and interest on the distribution schedule, amount of dividends and maximum debt amount, prior lease deposit and amount of small-sum deposit, etc. are as shown in attached Table 5.

The director of the plaintiff's division is the person in charge of loan, and the defendant C is the person in charge of loan.

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