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(영문) 서울중앙지방법원 2019.08.13 2019가단5078865
보험금
Text

1. The Defendant: (a) KRW 15,200,000 to Plaintiff A and the Plaintiff B and C respectively; and (b) from April 24, 2019 to April 24, 2019.

Reasons

1. Basic facts

A. On September 19, 2008, the Defendant entered into a G (Basic Plan) contract with F as the insured and the insurance period until September 19, 2060, with F as the beneficiary of the insurance money when death was dead as the legal inheritor (hereinafter “General Insurance”).

(b) A comprehensive insurance shall have a basic contract covering 50,000,000 won in total and shall pay the subscription amount in the event of an injury insured event.

C. On February 28, 2011, the Defendant entered into a first-class contract between F and the insured, and the insurance period from February 28, 201 to July 22, 2031, H with the beneficiary of death insurance as legal heir (hereinafter “children’s Insurance”).

According to child insurance, there is a special clause guaranteeing child care expenses when the dependent insured is dead, which is 2,00,000 won, and 2,00,000 won, which is 10% of the subscription amount, should be paid on the 21st of each month from the date of the death of the insured.

E. Around October 18, 2018, F was killed on October 21, 2018 while driving a motor vehicle and driving it at the right speed on the later side of the I apartment after Osan-si, Osan-si, and driving the motor vehicle in front of the guard room without stopping it, and then driving it on October 21, 2018 while being treated after transmission.

According to the death report, it is considered that he/she died of a cardio-cerebrovascular fever caused by a traffic accident.

F. The deceased’s autopsy report is deemed to have caused damage to income, which is the cause of death, due to shock or cardiopulmonary resuscitation at the time of traffic accident.

G. The deceased’s heir is the Plaintiff A, B, and C, who is the spouse.

[Ground of recognition] Facts without dispute, entry of Gap evidence 1 to 5, purport of the whole pleadings

2. According to the above facts of recognition, the insured insured deceased F was caused by the injury stipulated in the terms and conditions of each insurance, and the defendant asserts that the deceased died of his physical disease, such as acute funeral services, but the deceased.

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