Defendant shall be punished by a fine of two million won.

If the defendant fails to pay the above fine, 50,000 won shall be one day.

Punishment of the crime

No person shall lend "means of access", such as an electronic card, used to make a transaction request in electronic financial transactions or to secure the authenticity and accuracy of users and the details of transactions in return for any consideration.

Nevertheless, around July 1, 2013, the Defendant: (a) received the word “able to lease a passbook” from a person whose name is unknown at the Defendant’s house located on the 2nd floor in Changwon-gu, Changwon-gu; and (b) promised to lend a passbook, etc. under the proposal of “to provide KRW 90,000 per day of a passbook”; and (c) opened an account under the name of the Defendant in the name of a high-frequency community credit cooperative located in Changwon-gu, Changwon-si; (d) opened an account in the name of the Defendant in the name of the agricultural cooperative located in the same Gu, and lent the passbook and cash card for the said account from the Kosan-gu, Seoul Metropolitan City bus terminal to the high-speed bus bus terminal in the same day, and leased the means of access, such as a passbook, in return for payment.

Summary of Evidence

1. Defendant's legal statement;

1. Statement to E by the police;

1. Application of Acts and subordinate statutes on details of damage caused by loan fraud, etc., attaching new data on financial transaction information, duplicate copies thereof, and loan fraud;

1. Article 49 (4) 2 and Article 6 (3) 2 of the Electronic Financial Transactions Act concerning facts constituting an offense;

1. Articles 40 and 50 of the Criminal Act of the Commercial Concurrent Crimes;

1. Selection of an alternative fine for punishment;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;