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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. B B’s loan obligation 1) The National Bank Co., Ltd. shall enter into a credit transaction agreement (hereinafter “the instant loan agreement”) with B on September 12, 2005 set forth respectively as the credit transaction agreement between B and the company’s general loan of loans (type of credit), the amount of credit (limit) 1,480,000,000 won, the date of credit extension, September 13, 2005, and September 13, 2006, as of September 13, 2006.
(2) On September 12, 2002, regarding the debtor B, E, and mortgagee Co., Ltd., Ltd., and the maximum debt amount of 1,924,000,000 won, the registration of the establishment of a mortgage was completed, respectively.
B. On December 20, 2006, the Defendant purchased the instant building. On January 26, 2007, the Incheon District Court received on January 26, 2007, and completed the registration of transfer of the entire co-owner’s share of all co-owners. 2) On April 5, 2007, the Defendant entered into a contract for the alteration of the right to collateral security with the National Bank of Korea to acquire B’s status as the debtor under the instant loan agreement. On the same day, the registration of alteration of collateral security that changes the debtor under the registration of the establishment of collateral security, which is established as to the instant building, to the Defendant.
C. On December 28, 2009, the Korean National Bank Co., Ltd. transferred the credit against the Defendant to a limited company specializing in the KFF securitization, and notified the Defendant of the credit transfer respectively on December 30, 2009 and January 6, 2010. 2) On March 25, 2011, the KFP transferred the credit against the Defendant to Korea a limited company specializing in the 19th securitization, and notified the Defendant of the credit transfer respectively.
3. On February 16, 2012, a limited company specializing in the 19th securitization of Korea EF&A transfers its claim against the Defendant to Hyundai S-S-2 Savings Bank, and notify the Defendant of the assignment of the claim on April 18, 2012.