1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1..

1. Facts of recognition;

A. On July 9, 2008, B, the Plaintiff’s husband, entered into an insurance contract on the attached list containing “16-specific disease guarantee clause (hereinafter “16-specific disease special agreement”)” and “ women-only disease (a woman-only disease, woman-only disease, and sampling disease) special agreement (hereinafter “the instant insurance contract”)” (hereinafter “instant insurance contract”) with the Defendant as the insured.

B. The key contents of the 16th specific disease special agreement, which form the content of the instant insurance contract, are as follows.

16. Special Agreement on a Specific Disease / Article 1 (Compensation for Damages) (hereinafter referred to as "company") / The insured specified in the insurance policy (insurance policy) shall continue to be hospitalized in a hospital or a clinic for at least four days (where the company recognizes it even if he/she was hospitalized by transferring the hospital or clinic, etc.) for the direct purpose of treating the 16th specific disease within the insurance period of this Special Agreement, or where he/she undergoes an operation, he/she shall be hospitalized in accordance with this Special Clause.

Article 2(Definition and Confirmation of 16th Specific Diseases) The term "16th Specific Diseases" in this Agreement refers to urine diseases, heart diseases, high pressure, high blood pressure, cerebrovascular diseases, diseases, livering diseases, livering disease, Athythy, Ethythyal disease, chymosis, chymosis, livering disease, chronic crymosis, waste collection, crymitis, meltingitis, tuberculosis, vegetable, and reproductive diseases, as specified in the 16th Specific Diseases Classification Table 27.

Article 3 (Definition and Place of Hospitalization and Operation) (1) "Hospitalization" in this contract shall be referred to as a "doctor", a dentist or a herb doctor (hereinafter referred to as a "doctor").

(i)be admitted to require the treatment of a specific disease in the 16th unit by virtue of the difficulty in treatment at home, etc. and be admitted to a hospital or clinic as referred to in Article 3(2) of the Medical Service Act or a medical institution recognized by the company as equivalent thereto.