1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On December 21, 201, the Plaintiff entered into an insurance contract (hereinafter “each of the insurance contracts of this case”) with the Defendant on December 21, 201 through B, an insurance solicitor affiliated with the Defendant, ① “C”, the representative director of the Plaintiff’s primary insured, “C,” the beneficiary’s “in the event of disability in hospitalization C,” “legal inheritor in the event of death,” and “insurance period,” “20 years”, “monthly payment (240), total insurance premium 5,105,60, and “D”, the Plaintiff’s inside director of the primary insured, ② “D”, “in the event of disability in hospitalization of the beneficiary, D, statutory inheritor in the event of death,” “insurance period,” “20 years”, “monthly payment (240 times), total insurance premium, 4,048,300 each of the non-paid dividends types of insurance premium (basic type-standard).

B. According to each of the instant insurance contracts, where the principal insured dies during the insurance period, the basic insurance amount shall be paid with the death insurance amount of KRW 2,000,000,000 as the death insurance amount upon the death of the principal insured. The amount of the basic insurance amount refers to the larger amount between “standard death insurance amount”, “unpaid premiums”, and “105% amount of the policyholder’s reserve.” In such a case, the standard death insurance amount refers to KRW 2,00,000,000, which is the insurance amount, barring special circumstances.

subsection (1) of this section.

[Ground for recognition] Unsatisfy, Gap evidence No. 1 (including branch numbers), the purport of the whole pleadings

2. Summary of the plaintiff's assertion

A. At the time of entering into each of the instant insurance contracts, the Plaintiff emphasized that the insurance solicitor B, who is an insurance solicitor of the Defendant, is not an insolvent financial institution, but subscribed to insurance to prepare for the retirement allowance and interim settlement of officers and employees, so the immediate recovery of principal or principal should be guaranteed. Each of the instant insurance contracts is not treated at all as the company’s expense, but is not treated as the contract insurance money and the refund money for cancellation.