A defendant shall be punished by imprisonment for not less than one year and six months.

However, the execution of the above punishment shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

Punishment of the crime

[Basic Facts] The Agricultural and Forestry Credit Guarantee Fund is a public institution affiliated with knowledge and economy that helps to obtain necessary funds by issuing a credit guarantee fee at a fixed rate and receiving a loan from a financial institution, such as agricultural cooperatives, fisheries cooperatives, forestry cooperatives, etc. which lack security solvency.

If a farmer or fisherman applies for a loan or guarantee to a financial institution, the financial institution shall apply for a guarantee examination to the Agricultural and Fishery Business Credit Guarantee Fund, and the Agricultural and Fishery Business Credit Guarantee Fund issues a guarantee amount equivalent to 80 to 90% of the loan amount to a financial institution after the examination of the guarantee for a farmer or fisherman, and pays a guarantee fee equivalent to 0.3 to 0.5% of the loan amount for an individual from a farmer or fisherman, and a corporation receives a guarantee fee equivalent to 0.8 to 1.2% of the loan amount for an individual, and a financial institution provides a part of the loan to the Agricultural and Fishery Business Credit Guarantee Fund as collateral for the remainder of credit loans.

In the event that a proprietor wishes to obtain a loan for building funds by obtaining a guarantee from the Agricultural and Forestry Fisheries Fisheries Credit Guarantee Fund in the course of building a ship, the applicant for the loan shall first notify the Suhyup Bank of the type, amount, etc. of the funds necessary for the loan, and the Suhyup Bank shall request the Agricultural and Forestry Fishery Credit Guarantee Fund to determine whether to grant a preliminary approval on the basis of the information.

When the Agricultural and Forestry Fisheries Credit Guarantee Fund grants a preliminary approval from the Agricultural and Fishery Fishery Business Credit Guarantee Fund in accordance with the above request, the applicant for a loan shall submit a estimate of vessels and other documents necessary for the loan to the Suhyup Bank, and the Suhyup Bank shall, through the examination of documents, determine 80% of the total building cost of vessels to lend 80% of the total building cost of vessels, send relevant documents, such as the fact of the loan, amount of loan, and application for credit guarantee,